Buyers Center

Why pre-qualify for a loan?

Pre-qualifying for a loan makes you an appealing buyer in the eyes of the seller.  Pre-qualification approves you for up to a certain mortgage amount before you even look at your first home.  Once you do start looking, you won't waste time looking at homes you won't be qualified for and you'll be in a strong position to make an offer as soon as you find something you  like.  Selecting the best financing package available is as important as finding a home that meets your needs.

Unless you are paying cash, financing will often make or break your real estate deal.  With this in mind, we recommend that you begin your loan process before actually going out and lookng at properties.  By doing so, you will ensure two things:

 

You will know exactly how much "house" you are able to purchase.
You will promote a smooth and easy escrow process


We recommend only solid, trustworthy lenders.  Our trusted professionals will qualilfy you quickly.  While there is no obligation or requirement to obtain a mortgage through them, many of our clients use them after experiencing exceptional service.

You can determine how much your financial institution is likely to lend you by using our mortgage calculators.  If you would like to learn more about financing options, please contact me.

 

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